Financial Capability Workshops

About Us:

Navigate is a registered Charity providing free, impartial, confidential and effective money and debt management advice and financial capability courses across Devon and Somerset.

Who can we help?

Courses are available to anyone living in Devon and Somerset. To find your nearest course please click HERE.

Financial hardship can affect anyone at anytime in their lives. If you live in the Counties of Devon or Somerset, contacting us can help you if:

  • You worry about meeting monthly repayments
  • You would like to prepare a flexible, realistic budget
  • Your wellbeing is affected by money worries
  • Your benefits have recently changed or will be changing
  • You are finding it difficult to pay your rent or Council Tax, or other bills
  • You circumstances have changed or will be changing and you would like some tips and tools to make the most of your money.

Courses are Free, delivered over one day or two half days and refreshments are provided.

Thanks so much for yesterday. The young people are still singing your praises this morning….The workshop you ran last time was great and I’d love if it was possible for you to come to Torquay to run something similar?

David Hill Paralympian Athlete-Learning Mentor for the Dame Kelly Holmes Trust

Navigate the Money Maze courses

  • Talk about Money – budgeting, borrowing, banking, income, debt
  • Provide tips on how to make the most of your money
  • Talk about financial Jargon and what does it actually means

About Navigate the Money Maze;

Navigate developed a highly interactive and participative educational workshop which ‘steers’ participants through the money maze by providing information, tips and tools to enable effective money management and to help build financial resilience. The course is delivered though a series of interactive games and discussions.

The Aims of our financial capability courses are to:

  • Provide a variety of tools and information to enable participants to manage their finances more effectively and build financial resilience;
  • Improve participant’s knowledge of the choices they have to deal with day-to-day financial problems and empower them to make better informed decisions about their personal finances;
  • Increase participants’ awareness of where they can access further help/information/guidance regarding their personal finances.
  • Improve understanding of language and “jargon” used in relation to finance, benefits and banking.

Course Objectives:

  • Explain indicators and consequences of ineffective money management
  • Recognise the pros and cons of different types of money management methods
  • Explore how to prevent financial crises and recognise how important it is to communicate with creditors and seek help at the earliest opportunity
  • Identify personal spending priorities and recognise the sanctions available to creditors
  • Create a budget and explain potential uses for a deficit or a surplus in this budget
  • Explore ways to maximise income and make your money go further
  • Explain key issues around effective money management
  • Know how to recognise a straightforward problem and identify ways to tackle it
  • Be able to plan and carry out activities to tackle a problem
  • Be able to carry out a review of their methods and the skills used to tackled the problem

How it works

Participants work in groups on a monopoly style board. Participants start with a payment that is equivalent to a month’s worth of income. On the board are various squares containing “priority bills” that must be dealt with. Participants can land on Chance, Post or Emergency squares – they will have to pick up a card. These cards contain certain situations which will either benefit the participant’s budget (like a birthday present) or create an additional payment. Discussions are encouraged if participants feel they cannot afford certain payments, sanctions and options are explored. At the end of the first round, participants will choose a change card – these cards will contain information that will require participants to review their budget eg.. rent increases, unexpected bills.

Participants completing the course will receive the Navigate the Money Maze Certificate of Attendance.

"Your light heartedness, personal touch, humour and great delivery allowed for a productive session and really healthy conversations."

David Hill, Paralympian and Athlete Mentor for the Dame Kelly Holmes Trust

FREE, FUN & INTERACTIVE!

Workshop delivered through a series of games providing tips and tools to help build confidence in managing money and dealing with financial challenges.

Courses are available to anyone living in Devon and Somerset. To find your nearest course please click HERE.

If you have any questions or would like further information on our courses please contact Kim, the Local Welfare Adviser and Managing the Money Maze Trainer; kim@navigatecharity.org.uk or 01823 299050